Payment aur Cancellation Policy
Abaq Al-Hayat — Aakhri update: 24 July 2026 — Nashr ki tareekh se nafiz-ul-amal
Safhe ka Fehrist
1. Taaruf
Yeh policy Abaq Al-Hayat aur is ke affiliated brands ke dastiyab payment methods aur payment ko mehfooz tareeqe se mukammal ya cancel karne ka tareeqa wazeh karti hai.
2. Manzoor Shuda Payment Methods
3. Maali Muamlaat ki Hifazat
Hum sirf Saudi Central Bank (SAMA) se licensed payment gateways istemal karte hain, aur ghair-mosaddaq personal accounts mein transfers ke zariye koi payment qabool nahi karte. Tamam payment data transmission ke dauran encrypt kiya jata hai, aur hum aap ke card ki mukammal details apne servers par mehfooz nahi rakhte.
4. Currency aur Prices
Tamam numaya ki gayi qeematein Saudi Riyal (SAR) mein hain aur Value Added Tax (VAT) par mushtamil hain, jab tak mukhtalif taur par wazeh na kiya gaya ho.
5. Iqsati Payment (Tabby aur Tamara)
Hum Tabby ya Tamara ke zariye baghair sood ya posheeda fees ke iqsati payment ka option faraham karte hain, manzoor shuda Shariah-compliant usool ke mutabiq. Iqsat ki manzoori service provider (Tabby/Tamara) ke apne jaize aur us ki mustaqil sharaait se mashroot hai, aur manzoori ya inkar ke faislay mein hum koi fareeq nahi hain.
6. Cash on Delivery
Yeh chand muntakhib products aur muqarrarah delivery ilaqon ke liye dastiyab hai. Barah-e-karam delivery ke waqt naqad raqam tayyar rakhein; is tareeqe ke liye shipping se pehle phone par order ki tasdeeq talab ki ja sakti hai.
7. Invoicing
Har kamyab payment ke baad hum ek electronic invoice jari karte hain, jis mein tax samet kul qeemat aur, agar ho, to shipping ki tafseel shamil hoti hai.
8. Payment ki Nakami ya Mustarad Hona
Agar payment fail ho jaye ya card provider use mustarad kar de, to aap ka order confirm nahi hoga aur aap se koi raqam charge nahi ki jayegi. Aap isi payment method se dobara koshish kar sakte hain ya doosra payment method ikhtiyar kar sakte hain.
9. Payment ya Muamlay ki Cancellation
10. Is Policy mein Tabdeeliyan
Hum dastiyab payment methods mein hone wali tabdeeliyon ko zahir karne ke liye waqtan fawqtan is policy ko update kar sakte hain. Har update is safhe par aakhri update ki tareekh ke saath shaya kiya jayega.
11. Hum se Rabta
Payment ke bare mein kisi bhi sawal ke liye hum se is zariye rabta karein:
- Email:
info@en.abqalhayat.com - Pata: Riyadh - King Fahd Road South - Al Jafal Commercial Center - 3rd Floor - Office 21
